The AI Governance Adoption Gap

The window OSFI gave you is more than half gone. OSFI Guideline E-23, Canada’s model risk management regime, was published on 11 September 2025 with a compliance deadline of 1 May 2027. That is a 19.6-month window, and 10.4 months of it have already elapsed. Federally regulated financial institutions have Read more

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Canadian Financial Institutions, OSFI, FINTRAC, and Agentic AI

Canadian financial institutions are navigating a regulatory environment that has never been more demanding – and doing it simultaneously with accelerating AI agent deployments across operations, compliance, customer service, and risk management. Three regulatory frameworks define the stakes: OSFI’s AGILE framework, FINTRAC’s enforcement posture, and PIPEDA. Understanding what each requires Read more

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